A Guide for those looking for affordable funeral and memorial service
Who they are
The Calgary Co-operative Memorial Society (CMS) is a long-standing, non-profit, member-owned
organization that helps Albertans plan ahead for end-of-life arrangements in a way that is dignified,
affordable, and free from pressure. Founded in 1966, CMS operates on the belief that families should
not be burdened with unnecessary stress or excessive costs during times of loss.
What CMS actually does
CMS is not a funeral home. Instead, it acts as an advocate and planning partner for its members. By
joining, you gain access to pre-negotiated rates with selected, locally-owned funeral homes and
assistance in recording your personal wishes. This allows you to retain control, reduce uncertainty, and
ease the emotional responsibility placed on loved ones.
Why this matters
Many people avoid talking about death because it feels uncomfortable or overwhelming. CMS provides
a calm, structured way to take that first step — without forcing you to prepay, overspend, or make
rushed decisions in crisis. Their model aligns closely with the Dearly Departed philosophy: clarity,
compassion, and proactive planning.
Key benefits for members
- Lifetime membership (one-time fee)
- Assistance documenting final wishes
- Access to preferred pricing with participating funeral homes
- Educational resources on end-of-life planning
- Non-sectarian and inclusive approach
- Support for simple, dignified arrangements
Things to understand clearly
- Membership must be established before death
- CMS does not “lock in” future prices — it provides negotiated rates at time of need
- Cemetery plots, receptions, and additional services are typically separate
- It complements (but does not replace) a Will or estate plan
Who CMS is ideal for
- Individuals who want control and transparency
- Families seeking to reduce emotional and financial strain
- Those who value simplicity and informed choice
- Anyone beginning their end-of-life planning journey
How it fits with Dearly Departed’s approach
Dearly Departed encourages practical compassion and meaningful death preparation. CMS can be a
helpful companion resource for those who making thoughtful funeral planning.
Website: https://www.coopmemorial.org